Best Customer Experience

Meraki Financial is part of Australia's leading commercial finance solution providers.

Assisting Australian businesses with the best and right choice for Commercial Finance

financing solutions

Lending that doesn't weigh you down.

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Equipment Finance
Cars, Trucks, I.T Equipment + more
Industry leading products available
Working Capital
Finance for growth or consolidation
No property security needed
Bridging Finance
Customised Solutions short term
Speedy and Flexible products
Debtor Finance
Fuel your growth with  funding
Get guidance from experts
Asset Lenders

Backed by the best in the industry

We have relationships with over 50 lending institutions, banks, credit unions, fund managers, vehicle financiers, business equipment and asset financiers, as well as insurance providers.
Working Capital Lenders

Our Partners

Meraki financial services

Spend smarter with our industry recognised lending solutions

Asset & Equipment Finance

We take a considered approach to finance major assets like trucks & trailers, vehicles, machinery and equipment.

Working Capital

A key to your success and our success is matching you with sophisticated loan products that solve problems long term.

Trade & Debtor

Close the gap between invoices and keep the cash flow in your business.
smart lending

Get instant lending approvals.

We’ll co-ordinate the submission of your application & leverage our market position with lenders to advocate for you to cut through the red tape so you get credit where it’s due – keeping you posted every step of the way.

Dedicated experts to negotiate the best deal.
Get funds as fast as 24 hours after submission.
backed by industry's best

Business finance, backed by the best

We're all about backing good business, so we want to see you take advantage of growth opportunities when and wherever possible.

why choose meraki financial

Your lending partner that helps your growth

Free consultation
No upfront costs or hidden fees
No credit inquiries with all initial assessments

Customer Story

Commercial Finance Partner

It's been 2 years since I found Jeremiah, and it's such a relief as a small business owner to not worry about the compacted process and endless documents for loans.  Jeremiah was prompet, clear and reliable. Jeremiah has done such an amazing job we have decided to partner with Meraki Financial to assist us with all our customers finance requirements and purchase.
Rob Rushford
Founder @ BioIQ Australia
Customer Story

Great service from Meraki

Jeremiah was lovely through the whole process from start to finish. He made it easy and looked after everything, it seemed very seamless and made the choices and options very simple. I will be using Jeremiah for all my business finance needs moving forward. Thank you again
Kathy Baker
Founder @ Release My Super
Customer Story

Great cash flow solutions

Trusting and informative, Jeremiah had all my questions covered. Jeremiah was a pleasure to deal with and never made me feel pressured in any way. Jeremiah essentially held my hand through the process to help me find the best options for my business and I couldn't be more grateful.
Sahir Nadeem
Founder & CEO @ MINDEVOLVED
Customer Story

Highly recommended

BetaCarbon is an environmental innovation business that has CAPEX expenditures relating to software development. Jeremiah took the time to listen to our needs and worked through with his panel of lenders to bring us the most efficient lending solution.
Guy Dickinson
Founder @ BetaCarbon

Talk to a lending specialist today

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insights

Latest insights from Meraki

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Questions

Frequently asked questions

Get answers to all questions you have and boost your knowledge so you can save, invest and spend smarter.
Which type of business loan should I choose?

The right loan for you depends on where your business is at and what you’re looking to achieve. Our lending experts are trained to help you identify the best solution, lender and rate for your business so you can move forward with confidence.

What's the difference between secured and unsecured loan?

Some loans require ‘security’ or ‘collateral’—such as real estate or a vehicle–that the lender can claim in the event of default to recoup any losses incurred. As a borrower, having your asset or property on the line is a good incentive to make repayments on time.

How do I apply for funding?

We offer unsecured business loans ranging from $5,000 - $250,000 over 12-24 month loan terms. Once approved, you can repay the funds early, at any stage, without any fees or penalties.

Do I need an ABN or ACN?

Yes, we’re all business. It’s nothing personal! This means you’ll need to have an ABN or ACN in order to apply for funding with us.

If I'm not eligible, can I re-apply in the future?

Yep, we will put a plan together to re-apply when the time is right. For example, you may have fallen short on time in business or transaction volume, we can work with you to get your business to the right minimum requirements.

Don't worry, through our consultation, we can work through a detailed plan on how we can achieve our finance goals.

Will you run a credit or identify check?

Yes, but with NO enquiry mark made on your file, and only after you give us permission, and only when we are prepared to lend and subject to an acceptable credit check.